/* Ahmed and Associates, Chartered Accountants — site styles */
:root{
  --navy:#0f2a4a;
  --navy-2:#173a63;
  --blue:#1d5fa8;
  --blue-soft:#e8f0fa;
  --ink:#1c2533;
  --muted:#5b6778;
  --line:#dfe5ee;
  --bg:#ffffff;
  --bg-alt:#f5f8fc;
  --radius:10px;
  --maxw:1120px;
  --serif:"Source Serif 4", Georgia, "Times New Roman", serif;
  --sans:"Inter", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--bg);font-size:16.5px;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{font-family:var(--serif);color:var(--navy);line-height:1.25;margin:0 0 .5em;font-weight:600}
h1{font-size:clamp(2rem,4vw,2.9rem)}
h2{font-size:clamp(1.5rem,2.6vw,2rem)}
h3{font-size:1.2rem}
p{margin:0 0 1em}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-9999px}
.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:200}

/* Top bar + header */
.topbar{background:var(--navy);color:#cfdbea;font-size:.85rem}
.topbar .wrap{display:flex;justify-content:space-between;gap:16px;padding-top:7px;padding-bottom:7px;flex-wrap:wrap}
.topbar a{color:#fff}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;min-height:74px;gap:20px}
.brand{display:flex;flex-direction:column;line-height:1.15;color:var(--navy)}
.brand:hover{text-decoration:none}
.brand .name{font-family:var(--serif);font-size:1.35rem;font-weight:600}
.brand .sub{font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
nav.main ul{list-style:none;margin:0;padding:0;display:flex;gap:4px}
nav.main a{display:block;padding:9px 13px;border-radius:7px;color:var(--ink);font-weight:500;font-size:.95rem}
nav.main a:hover{background:var(--bg-alt);text-decoration:none}
nav.main a.active{color:var(--blue);background:var(--blue-soft)}
.navtoggle{display:none;background:none;border:1px solid var(--line);border-radius:7px;padding:8px 11px;font-size:1rem;cursor:pointer;color:var(--navy)}

/* Hero */
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 60%,#1f4d80 100%);color:#e6eef8;padding:84px 0 76px}
.hero h1{color:#fff;max-width:760px}
.hero p.lead{font-size:1.15rem;max-width:680px;color:#d3e0ef}
.hero .meta{margin-top:26px;display:flex;flex-wrap:wrap;gap:10px 26px;font-size:.92rem;color:#b9cbe0}
.hero .meta strong{color:#fff;font-weight:600}
.btns{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.btn{display:inline-block;padding:12px 20px;border-radius:8px;font-weight:600;font-size:.97rem;border:1.5px solid transparent}
.btn:hover{text-decoration:none}
.btn.primary{background:#fff;color:var(--navy)}
.btn.primary:hover{background:var(--blue-soft)}
.btn.ghost{border-color:rgba(255,255,255,.55);color:#fff}
.btn.ghost:hover{background:rgba(255,255,255,.08)}
.btn.solid{background:var(--blue);color:#fff}
.btn.solid:hover{background:var(--navy-2)}
.btn.outline{border-color:var(--blue);color:var(--blue)}

/* Page header (inner pages) */
.pagehead{background:var(--bg-alt);border-bottom:1px solid var(--line);padding:52px 0 40px}
.pagehead p{color:var(--muted);max-width:720px;margin:0}
.crumbs{font-size:.85rem;color:var(--muted);margin-bottom:10px}

/* Sections */
section.block{padding:68px 0}
section.alt{background:var(--bg-alt)}
.eyebrow{font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--blue);font-weight:600;margin-bottom:8px}
.intro{max-width:760px}
.intro p{color:var(--muted)}
.grid{display:grid;gap:22px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.card h3{margin-bottom:.4em}
.card p{color:var(--muted);margin:0;font-size:.97rem}
.card ul{margin:.6em 0 0;padding-left:1.1em;color:var(--muted);font-size:.95rem}
.card ul li{margin:.2em 0}
.icon{width:42px;height:42px;border-radius:9px;background:var(--blue-soft);color:var(--blue);display:grid;place-items:center;margin-bottom:14px}
.icon svg{width:22px;height:22px}

/* Facts table */
.facts{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.facts th,.facts td{text-align:left;padding:12px 16px;border-bottom:1px solid var(--line);vertical-align:top;font-size:.96rem}
.facts th{width:38%;color:var(--muted);font-weight:500;background:var(--bg-alt)}
.facts tr:last-child th,.facts tr:last-child td{border-bottom:0}

/* Partner profile */
.profile{display:grid;grid-template-columns:140px 1fr;gap:26px;align-items:start}
.photo{width:140px;height:175px;border-radius:8px;background:var(--bg-alt);border:1px dashed #b8c4d4;display:grid;place-items:center;color:var(--muted);font-size:.8rem;text-align:center;padding:10px}

/* Knowledge centre */
.kc-tools{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:26px;align-items:center}
.kc-tools input{flex:1;min-width:220px;padding:11px 14px;border:1px solid var(--line);border-radius:8px;font:inherit}
.chip{border:1px solid var(--line);background:#fff;border-radius:999px;padding:7px 14px;font:inherit;font-size:.88rem;cursor:pointer;color:var(--ink)}
.chip.on{background:var(--navy);border-color:var(--navy);color:#fff}
.article-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;transition:border-color .15s, box-shadow .15s;color:inherit}
a.article-card:hover{border-color:var(--blue);box-shadow:0 6px 22px rgba(15,42,74,.08);text-decoration:none}
.article-card .tag{font-size:.75rem;letter-spacing:.08em;text-transform:uppercase;color:var(--blue);font-weight:600;margin-bottom:8px}
.article-card h3{font-size:1.1rem;margin-bottom:.45em}
.article-card p{color:var(--muted);font-size:.94rem;margin:0 0 14px;flex:1}
.article-card .foot{font-size:.83rem;color:var(--muted);display:flex;justify-content:space-between;gap:10px}
.soon{background:#fff6e0;color:#8a6200;border-radius:999px;padding:2px 9px;font-size:.75rem;font-weight:600}
.empty{color:var(--muted);padding:30px;text-align:center;border:1px dashed var(--line);border-radius:var(--radius)}

/* Article page */
.article{max-width:760px;margin:0 auto}
.article .byline{color:var(--muted);font-size:.92rem;margin-bottom:26px;border-bottom:1px solid var(--line);padding-bottom:18px}
.article h2{margin-top:1.6em;font-size:1.5rem}
.article h3{margin-top:1.3em}
.article table{width:100%;border-collapse:collapse;margin:1em 0 1.4em;font-size:.95rem}
.article th,.article td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
.article th{background:var(--blue-soft);color:var(--navy)}
.summary-box{background:var(--blue-soft);border-left:4px solid var(--blue);border-radius:6px;padding:18px 22px;margin:0 0 1.6em}
.summary-box h3{margin-top:0}
.note{font-size:.88rem;color:var(--muted);border-top:1px solid var(--line);margin-top:2.4em;padding-top:16px}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:30px}
.contact-list{list-style:none;padding:0;margin:0}
.contact-list li{padding:14px 0;border-bottom:1px solid var(--line)}
.contact-list li:last-child{border-bottom:0}
.contact-list .k{display:block;font-size:.8rem;text-transform:uppercase;letter-spacing:.1em;color:var(--muted)}
form.enquiry label{display:block;font-size:.88rem;font-weight:500;margin:0 0 5px}
form.enquiry input,form.enquiry textarea,form.enquiry select{width:100%;padding:11px 13px;border:1px solid var(--line);border-radius:8px;font:inherit;margin-bottom:15px;background:#fff}
form.enquiry textarea{min-height:130px;resize:vertical}
form.enquiry button{border:0;cursor:pointer}
.formnote{font-size:.84rem;color:var(--muted)}
.map{border:1px solid var(--line);border-radius:var(--radius);background:var(--bg-alt);min-height:220px;display:grid;place-items:center;color:var(--muted);font-size:.9rem;text-align:center;padding:20px}

/* Prose pages */
.prose{max-width:780px}
.prose h2{font-size:1.35rem;margin-top:1.5em}
.prose li{margin:.3em 0}

/* Footer */
footer.site{background:var(--navy);color:#b9cbe0;padding:52px 0 26px;font-size:.92rem}
footer.site h4{color:#fff;font-family:var(--sans);font-size:.85rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:12px}
footer.site a{color:#dfe9f5}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin:6px 0}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:28px}
.fbottom{border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:18px;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;font-size:.84rem}

/* Disclaimer gate */
.gate{position:fixed;inset:0;background:rgba(9,22,40,.72);z-index:1000;display:none;align-items:center;justify-content:center;padding:18px}
.gate.show{display:flex}
.gate .box{background:#fff;max-width:640px;width:100%;border-radius:12px;padding:30px 30px 24px;max-height:90vh;overflow:auto;box-shadow:0 20px 60px rgba(0,0,0,.3)}
.gate h2{font-size:1.45rem}
.gate p,.gate li{font-size:.95rem;color:#3a4657}
.gate ul{padding-left:1.2em}
.gate .actions{display:flex;gap:12px;justify-content:flex-end;margin-top:18px;flex-wrap:wrap}
.gate button{font:inherit;font-weight:600;padding:11px 20px;border-radius:8px;cursor:pointer}
.gate .agree{background:var(--blue);color:#fff;border:0}
.gate .decline{background:#fff;color:var(--ink);border:1px solid var(--line)}
.gate .declined{display:none;color:#8a1c1c;font-size:.92rem;margin-top:12px}
body.locked{overflow:hidden}

@media (max-width:900px){
  .g3{grid-template-columns:repeat(2,1fr)}
  .fgrid{grid-template-columns:1fr 1fr}
  .contact-grid{grid-template-columns:1fr}
}
@media (max-width:760px){
  .navtoggle{display:block}
  nav.main{position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);display:none}
  nav.main.open{display:block}
  nav.main ul{flex-direction:column;padding:10px 16px 16px}
  .g2,.g3{grid-template-columns:1fr}
  .profile{grid-template-columns:1fr}
  .hero{padding:60px 0 54px}
  section.block{padding:52px 0}
  .fgrid{grid-template-columns:1fr}
  .facts th{width:42%}
}
@media print{
  header.site,.topbar,footer.site,.gate,.navtoggle{display:none!important}
}

/* ================= Interactive layer ================= */
:root{--gold:#f2b84b;--gold-soft:#fff5df}
header.site{transition:box-shadow .25s, min-height .25s}
header.site.scrolled{box-shadow:0 6px 24px rgba(15,42,74,.10)}
header.site.scrolled .wrap{min-height:62px}

/* Hero v2 */
.hero{position:relative;overflow:hidden;padding:96px 0 90px}
.hero .bg{position:absolute;inset:0;pointer-events:none}
.hero .bg::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);background-size:44px 44px;mask-image:radial-gradient(ellipse at 70% 40%,#000 0%,transparent 70%);-webkit-mask-image:radial-gradient(ellipse at 70% 40%,#000 0%,transparent 70%)}
.blob{position:absolute;border-radius:50%;filter:blur(60px);opacity:.45;animation:float 16s ease-in-out infinite}
.blob.b1{width:420px;height:420px;background:#2f74c6;right:-80px;top:-120px}
.blob.b2{width:300px;height:300px;background:#f2b84b;right:22%;bottom:-160px;opacity:.22;animation-delay:-6s}
@keyframes float{0%,100%{transform:translate(0,0)}50%{transform:translate(-30px,25px)}}
.hero-grid{position:relative;display:grid;grid-template-columns:1.25fr .85fr;gap:44px;align-items:center}
.rotator{display:inline-block;color:var(--gold);position:relative;min-width:6ch}
.rotator span{display:inline-block;animation:rot-in .5s ease both}
@keyframes rot-in{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
.hero h1 .line2{display:block;font-size:.62em;font-weight:500;color:#d7e3f2;margin-top:.35em}
.hero-panel{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.16);border-radius:16px;padding:22px;backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px)}
.hero-panel h3{color:#fff;font-family:var(--sans);font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:14px;display:flex;align-items:center;gap:8px}
.pulse{width:8px;height:8px;border-radius:50%;background:#4ade80;box-shadow:0 0 0 0 rgba(74,222,128,.6);animation:pulse 2s infinite}
@keyframes pulse{70%{box-shadow:0 0 0 9px rgba(74,222,128,0)}100%{box-shadow:0 0 0 0 rgba(74,222,128,0)}}
.due-mini{list-style:none;margin:0;padding:0}
.due-mini li{display:flex;justify-content:space-between;gap:12px;padding:11px 0;border-bottom:1px solid rgba(255,255,255,.12);font-size:.92rem;color:#dbe6f3}
.due-mini li:last-child{border-bottom:0}
.due-mini .when{white-space:nowrap;font-weight:600;color:#fff}
.due-mini .when.hot{color:var(--gold)}
.hero-panel .more{display:block;margin-top:14px;font-size:.88rem;color:#fff;font-weight:600}
.btn.gold{background:var(--gold);color:var(--navy)}
.btn.gold:hover{background:#f7c869}

/* Stats strip */
.stats{background:#fff;border-bottom:1px solid var(--line)}
.stats .wrap{display:grid;grid-template-columns:repeat(4,1fr)}
.stat{padding:26px 10px;text-align:center;border-right:1px solid var(--line)}
.stat:last-child{border-right:0}
.stat .num{font-family:var(--serif);font-size:2.1rem;color:var(--navy);font-weight:600;line-height:1}
.stat .lbl{font-size:.85rem;color:var(--muted);margin-top:6px}

/* Reveal on scroll */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}
.grid > .reveal:nth-child(2){transition-delay:.08s}
.grid > .reveal:nth-child(3){transition-delay:.16s}
.grid > .reveal:nth-child(4){transition-delay:.24s}
.grid > .reveal:nth-child(5){transition-delay:.32s}
.grid > .reveal:nth-child(6){transition-delay:.40s}

/* Card interactions */
.card{transition:transform .25s ease, box-shadow .25s ease, border-color .25s}
.card.hover:hover{transform:translateY(-5px);box-shadow:0 14px 34px rgba(15,42,74,.10);border-color:#c6d6ea}
.card.hover .icon{transition:background .25s,color .25s,transform .25s}
.card.hover:hover .icon{background:var(--blue);color:#fff;transform:rotate(-6deg)}
a.card{color:inherit;display:block}
a.card:hover{text-decoration:none}
.card .go{display:inline-block;margin-top:12px;font-size:.9rem;font-weight:600;color:var(--blue)}
.card .go span{display:inline-block;transition:transform .2s}
.card:hover .go span{transform:translateX(4px)}

/* Tools teaser */
.tool-teaser{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.tool-card{position:relative;overflow:hidden;border-radius:14px;padding:28px;color:#fff;background:linear-gradient(135deg,var(--navy),#1f4d80)}
.tool-card.alt{background:linear-gradient(135deg,#1d5fa8,#2f86c9)}
.tool-card h3{color:#fff;font-size:1.35rem}
.tool-card p{color:#d5e2f1}
.tool-card .big{font-family:var(--serif);font-size:2.4rem;color:var(--gold);line-height:1;margin:6px 0 10px}
.tool-card::after{content:"";position:absolute;right:-50px;bottom:-50px;width:180px;height:180px;border-radius:50%;border:28px solid rgba(255,255,255,.06)}

/* Tabs (practice areas) */
.tabs{display:grid;grid-template-columns:280px 1fr;gap:26px;align-items:start}
.tablist{display:flex;flex-direction:column;gap:6px;position:sticky;top:96px}
.tablist button{display:flex;align-items:center;gap:12px;text-align:left;font:inherit;font-weight:500;padding:13px 15px;border-radius:10px;border:1px solid transparent;background:none;cursor:pointer;color:var(--ink);transition:background .2s,border-color .2s}
.tablist button .icon{width:34px;height:34px;margin:0;flex:none}
.tablist button .icon svg{width:18px;height:18px}
.tablist button:hover{background:var(--bg-alt)}
.tablist button[aria-selected="true"]{background:#fff;border-color:var(--line);box-shadow:0 6px 18px rgba(15,42,74,.07);color:var(--navy);font-weight:600}
.tablist button[aria-selected="true"] .icon{background:var(--blue);color:#fff}
.tabpanel{background:#fff;border:1px solid var(--line);border-radius:14px;padding:32px;animation:rot-in .35s ease both}
.tabpanel[hidden]{display:none}
.tabpanel h2{font-size:1.7rem}
.tabpanel .lead{color:var(--muted);font-size:1.05rem}
.checklist{list-style:none;padding:0;margin:18px 0 0;display:grid;grid-template-columns:1fr 1fr;gap:10px 22px}
.checklist li{position:relative;padding-left:28px}
.checklist li::before{content:"";position:absolute;left:0;top:5px;width:18px;height:18px;border-radius:50%;background:var(--blue-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231d5fa8' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E") center/12px no-repeat}

/* Accordion */
.faq{max-width:860px}
.faq details{border:1px solid var(--line);border-radius:10px;background:#fff;margin-bottom:10px;overflow:hidden}
.faq summary{cursor:pointer;list-style:none;padding:17px 52px 17px 20px;font-weight:600;color:var(--navy);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:1.4rem;color:var(--blue);transition:transform .25s}
.faq details[open] summary::after{transform:translateY(-50%) rotate(45deg)}
.faq details[open]{border-color:#c6d6ea;box-shadow:0 6px 18px rgba(15,42,74,.06)}
.faq .ans{padding:0 20px 18px;color:var(--muted)}

/* Calculator */
.calc{display:grid;grid-template-columns:1fr 1fr;gap:26px;align-items:start}
.calc .card{padding:28px}
.field{margin-bottom:18px}
.field label{display:flex;justify-content:space-between;font-size:.9rem;font-weight:500;margin-bottom:6px}
.field label output{color:var(--blue);font-weight:600}
.field input[type=number]{width:100%;padding:11px 13px;border:1px solid var(--line);border-radius:8px;font:inherit}
.field input[type=range]{width:100%;accent-color:var(--blue)}
.field .hint{font-size:.8rem;color:var(--muted);margin-top:4px}
.seg{display:inline-flex;background:var(--bg-alt);border:1px solid var(--line);border-radius:9px;padding:3px;margin-bottom:18px}
.seg button{font:inherit;font-size:.9rem;border:0;background:none;padding:8px 14px;border-radius:7px;cursor:pointer;color:var(--muted)}
.seg button.on{background:#fff;color:var(--navy);font-weight:600;box-shadow:0 2px 6px rgba(15,42,74,.08)}
.result{position:sticky;top:96px}
.verdict{border-radius:12px;padding:20px 22px;background:linear-gradient(135deg,var(--navy),#1f4d80);color:#fff;margin-bottom:18px}
.verdict .k{font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:#a9c3e2}
.verdict .v{font-family:var(--serif);font-size:1.9rem;line-height:1.2;margin-top:4px}
.verdict .v b{color:var(--gold);font-weight:600}
.compare{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.regime{border:1px solid var(--line);border-radius:12px;padding:16px;position:relative}
.regime.best{border-color:var(--blue);box-shadow:0 0 0 3px var(--blue-soft)}
.regime .tag2{position:absolute;top:-10px;right:12px;background:var(--blue);color:#fff;font-size:.7rem;font-weight:600;padding:2px 9px;border-radius:999px;display:none}
.regime.best .tag2{display:block}
.regime h4{font-family:var(--sans);font-size:.85rem;color:var(--muted);margin:0 0 4px;font-weight:600}
.regime .amt{font-family:var(--serif);font-size:1.6rem;color:var(--navy);font-weight:600}
.regime .sub{font-size:.82rem;color:var(--muted)}
.bar{height:8px;border-radius:99px;background:var(--bg-alt);margin-top:10px;overflow:hidden}
.bar i{display:block;height:100%;background:var(--blue);border-radius:99px;transition:width .5s ease}
.regime.old .bar i{background:#8aa6c6}
.breakdown{width:100%;border-collapse:collapse;margin-top:18px;font-size:.88rem}
.breakdown th,.breakdown td{padding:8px 6px;border-bottom:1px solid var(--line);text-align:right}
.breakdown th:first-child,.breakdown td:first-child{text-align:left;color:var(--muted)}
.breakdown tr.total td{font-weight:700;color:var(--navy);border-bottom:0}

/* Calendar */
.cal-head{display:flex;justify-content:space-between;align-items:end;gap:16px;flex-wrap:wrap;margin-bottom:18px}
.cal-filter{display:flex;gap:8px;flex-wrap:wrap}
.due-list{display:grid;gap:12px}
.due{display:grid;grid-template-columns:78px 1fr auto;gap:18px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 18px;transition:transform .2s, box-shadow .2s}
.due:hover{transform:translateX(4px);box-shadow:0 6px 18px rgba(15,42,74,.07)}
.due .date{text-align:center;border-radius:10px;background:var(--blue-soft);padding:8px 0;color:var(--navy)}
.due .date .d{font-family:var(--serif);font-size:1.6rem;font-weight:600;line-height:1}
.due .date .m{font-size:.75rem;text-transform:uppercase;letter-spacing:.1em}
.due .what b{display:block;color:var(--navy)}
.due .what span{font-size:.88rem;color:var(--muted)}
.due .left{font-weight:600;font-size:.9rem;white-space:nowrap;padding:5px 11px;border-radius:999px;background:var(--bg-alt);color:var(--ink)}
.due.urgent .left{background:#fde8e8;color:#9b1c1c}
.due.near .left{background:var(--gold-soft);color:#8a6200}
.due .cat{display:inline-block;font-size:.7rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;margin-right:6px}
.cat.gst{color:#0f766e}.cat.it{color:#1d5fa8}.cat.lab{color:#7c3aed}

/* Back to top + progress */
.totop{position:fixed;right:20px;bottom:20px;width:46px;height:46px;border-radius:50%;border:0;background:var(--navy);color:#fff;font-size:1.2rem;cursor:pointer;box-shadow:0 8px 22px rgba(15,42,74,.25);opacity:0;transform:translateY(12px);pointer-events:none;transition:all .25s;z-index:60}
.totop.show{opacity:1;transform:none;pointer-events:auto}
.progress{position:fixed;left:0;top:0;height:3px;width:0;background:linear-gradient(90deg,var(--blue),var(--gold));z-index:70}

@media (max-width:900px){
  .hero-grid{grid-template-columns:1fr}
  .tabs{grid-template-columns:1fr}
  .tablist{position:static;flex-direction:row;overflow-x:auto;padding-bottom:4px}
  .tablist button{white-space:nowrap}
  .calc{grid-template-columns:1fr}
  .result{position:static}
  .tool-teaser{grid-template-columns:1fr}
}
@media (max-width:760px){
  .stats .wrap{grid-template-columns:repeat(2,1fr)}
  .stat:nth-child(2){border-right:0}
  .stat:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .checklist{grid-template-columns:1fr}
  .due{grid-template-columns:62px 1fr;}
  .due .left{grid-column:2;justify-self:start}
  .compare{grid-template-columns:1fr}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important}
  .reveal{opacity:1;transform:none}
}

/* Mobile sticky calculator result */
.calc-bar{display:none}
@media (max-width:900px){
  .calc-bar{position:fixed;left:12px;right:12px;bottom:12px;z-index:65;background:var(--navy);color:#fff;border-radius:12px;padding:12px 16px;box-shadow:0 10px 30px rgba(15,42,74,.35);display:flex;justify-content:space-between;align-items:center;gap:12px;font-size:.92rem;transform:translateY(140%);transition:transform .3s}
  .calc-bar.show{transform:none}
  .calc-bar b{color:var(--gold)}
  .calc-bar a{color:#fff;font-weight:600;white-space:nowrap}
  body.has-calcbar .totop{bottom:84px}
}
@media (max-width:760px){
  .topbar .wrap > span:first-child{display:none}
  .topbar .wrap{justify-content:center}
  .seg button{padding:8px 10px;font-size:.85rem}
}

/* Round 3 additions */
.avatar{width:120px;height:120px;border-radius:50%;background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;display:grid;place-items:center;font-family:var(--serif);font-size:2.4rem;font-weight:600;letter-spacing:.04em}
.profile{grid-template-columns:120px 1fr}
.hp{position:absolute;left:-9999px}
.formnote.ok{color:#0f766e}
.more-fields{border:1px dashed #c6d6ea;border-radius:10px;padding:0 14px;margin:6px 0 8px;background:var(--bg-alt)}
.more-fields summary{cursor:pointer;padding:12px 0;font-weight:600;color:var(--navy);font-size:.92rem}
.more-fields summary span{font-weight:400;color:var(--muted)}
.more-fields[open]{padding-bottom:4px}
.upcoming{margin-top:34px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px 24px}
.upcoming h3{font-size:1.1rem;margin-bottom:12px}
.upcoming ul{list-style:none;margin:0;padding:0;columns:2;column-gap:32px}
.upcoming li{break-inside:avoid;padding:8px 0;border-bottom:1px solid var(--line);font-size:.94rem}
.upcoming li .tag{display:block;font-size:.7rem;letter-spacing:.08em;text-transform:uppercase;color:var(--blue);font-weight:600}
@media (max-width:760px){.upcoming ul{columns:1}.profile{grid-template-columns:1fr}}

@media (max-width:760px){.article table{display:block;overflow-x:auto;white-space:nowrap}.article td,.article th{white-space:normal;min-width:120px}}

/* ================= Round 4: formal look ================= */
:root{--navy:#0c2340;--navy-2:#123056;--gold:#c9a24b;--gold-soft:#faf3e3}
/* Hero: flat deep navy, fine pinstripe, gold rule. No glow, no motion */
.hero{background:var(--navy);padding:92px 0 84px;border-bottom:3px solid var(--gold)}
.hero .bg{display:none}
.hero::before{content:"";position:absolute;inset:0;pointer-events:none;
  background:repeating-linear-gradient(90deg,rgba(255,255,255,.035) 0 1px,transparent 1px 120px),
             linear-gradient(180deg,rgba(255,255,255,.03),transparent 60%)}
.hero h1{letter-spacing:-.01em}
.hero .rotator{color:var(--gold)}
.hero p.lead{color:#c9d6e6}
.hero-panel{background:#fff;border:0;border-radius:6px;box-shadow:0 18px 40px rgba(0,0,0,.25);backdrop-filter:none;-webkit-backdrop-filter:none;padding:24px 24px 20px;border-top:4px solid var(--gold)}
.hero-panel h3{color:var(--navy)}
.pulse{animation:none;box-shadow:none;background:#16a34a}
.due-mini li{color:var(--ink);border-bottom:1px solid var(--line)}
.due-mini .when{color:var(--navy)}
.due-mini .when.hot{color:#b45309}
.hero-panel .more{color:var(--blue)}
.btn{border-radius:4px}
.btn.gold{background:var(--gold);color:#0c2340}
.btn.gold:hover{background:#d6b25e}
.btn.ghost{border-color:rgba(255,255,255,.45)}
/* Inner page headers: navy band */
.pagehead{background:var(--navy);border-bottom:3px solid var(--gold);padding:56px 0 46px;position:relative}
.pagehead::before{content:"";position:absolute;inset:0;pointer-events:none;background:repeating-linear-gradient(90deg,rgba(255,255,255,.035) 0 1px,transparent 1px 120px)}
.pagehead .wrap{position:relative}
.pagehead h1{color:#fff}
.pagehead p{color:#c9d6e6}
.crumbs,.crumbs a{color:#9fb6d1}
/* Calmer surfaces */
section.alt{background:#f6f7f9}
.card,.article-card,.faq details,.regime,.due,.upcoming,.tabpanel{border-radius:6px}
.card.hover:hover{transform:translateY(-3px)}
.eyebrow{color:#9a7a2e;letter-spacing:.16em}
.stat .num{color:var(--navy)}
.verdict{background:var(--navy);border-radius:6px;border-left:4px solid var(--gold)}
.verdict .v b{color:var(--gold)}
.tool-card,.tool-card.alt{background:var(--navy)}
.progress{background:var(--gold)}

/* Tool navigation */
.toolnav{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:62px;z-index:40}
.toolnav .wrap{display:flex;gap:4px;overflow-x:auto;padding-top:8px;padding-bottom:8px}
.toolnav a{white-space:nowrap;padding:8px 14px;border-radius:4px;font-size:.9rem;font-weight:500;color:var(--ink)}
.toolnav a:hover{background:var(--bg-alt);text-decoration:none;color:var(--blue)}
section[id]{scroll-margin-top:130px}

/* Home tool grid */
.tool-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.tool-tile{display:block;background:#fff;border:1px solid var(--line);border-left:4px solid var(--navy);border-radius:6px;padding:20px 22px;color:inherit;transition:border-color .2s, box-shadow .2s, transform .2s}
.tool-tile:hover{text-decoration:none;border-left-color:var(--gold);box-shadow:0 10px 26px rgba(12,35,64,.08);transform:translateY(-2px)}
.tool-tile h3{font-size:1.08rem;margin-bottom:6px}
.tool-tile p{color:var(--muted);font-size:.93rem;margin:0 0 10px}
.tool-tile .go{font-size:.88rem;font-weight:600;color:var(--blue)}
.tool-tile .k{font-family:var(--serif);font-size:1.5rem;color:var(--navy);font-weight:600;line-height:1.1;margin-bottom:6px}

/* Section finder */
.sf-card{padding:22px}
.sf-bar{display:flex;gap:12px;align-items:center;flex-wrap:wrap}
.sf-bar input{flex:1;min-width:220px;padding:12px 14px;border:1px solid var(--line);border-radius:4px;font:inherit;font-size:1.02rem}
.sf-count{font-size:.85rem;color:var(--muted)}
.sf-quick{margin:14px 0 6px;font-size:.88rem;color:var(--muted);display:flex;gap:6px;flex-wrap:wrap;align-items:center}
.sf-quick button{font:inherit;font-size:.85rem;border:1px solid var(--line);background:#fff;border-radius:4px;padding:4px 10px;cursor:pointer;color:var(--navy)}
.sf-quick button:hover{border-color:var(--blue)}
.sf-out{margin-top:12px;max-height:520px;overflow:auto;border-top:1px solid var(--line)}
.sf-row{display:grid;grid-template-columns:minmax(120px,1.1fr) 28px minmax(120px,1fr) 2fr;gap:12px;align-items:center;padding:12px 4px;border-bottom:1px solid var(--line)}
.sf-row span{display:block;font-size:.68rem;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);font-weight:600}
.sf-from{font-weight:600;color:var(--muted)}
.sf-to{font-weight:700;color:var(--navy);font-size:1.05rem}
.sf-arrow{color:var(--gold);font-size:1.2rem;text-align:center}
.sf-topic{font-size:.93rem}
.sf-topic a{font-weight:600;white-space:nowrap}
/* Form bits for new tools */
.sel{width:100%;padding:11px 13px;border:1px solid var(--line);border-radius:4px;font:inherit;background:#fff}
.field input[type=date]{width:100%;padding:10px 12px;border:1px solid var(--line);border-radius:4px;font:inherit}
.field.two{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.field.two label{display:block;font-size:.9rem;font-weight:500;margin-bottom:6px}
.chk{display:flex!important;gap:8px;align-items:center;justify-content:flex-start!important;cursor:pointer}
.breakdown tr.least td{font-weight:700;color:var(--navy);background:var(--gold-soft)}

/* WhatsApp */
.wa{position:fixed;left:20px;bottom:20px;z-index:61;display:flex;align-items:center;gap:10px;background:#1f8f4e;color:#fff;border-radius:999px;padding:11px 18px 11px 14px;font-weight:600;font-size:.92rem;box-shadow:0 10px 26px rgba(0,0,0,.2)}
.wa:hover{text-decoration:none;background:#187a42}
.wa svg{width:22px;height:22px}

@media (max-width:900px){.tool-grid{grid-template-columns:1fr 1fr}.sf-row{grid-template-columns:1fr 24px 1fr}.sf-topic{grid-column:1/-1;padding-top:0}}
@media (max-width:760px){
  .tool-grid{grid-template-columns:1fr}
  .wa span{display:none}.wa{padding:12px}
  .toolnav{top:58px}
  .field.two{grid-template-columns:1fr}
  body.has-calcbar .wa{bottom:84px}
}

/* ================= Round 5: light and clean ================= */
:root{
  --navy:#1E3A5F; --navy-2:#2B4C74; --blue:#1E3A5F; --blue-soft:#EEF3F8;
  --ink:#1F2933; --muted:#5B6672; --line:#E3E7EC; --bg-alt:#F4F6F8;
  --gold:#1E3A5F; --gold-soft:#EEF3F8; --charcoal:#1F2933;
}
body{color:var(--ink)}
a{color:#24507F}
h1,h2,h3,h4{color:#1F2933}
.eyebrow{color:#5B7083}
.topbar{background:var(--bg-alt);color:var(--muted);border-bottom:1px solid var(--line)}
.topbar a{color:var(--ink)}
.brand{color:var(--navy)}
nav.main a.active{color:var(--navy);background:var(--blue-soft)}
/* Hero: soft light grey, dark text */
.hero{background:var(--bg-alt);color:var(--ink);border-bottom:1px solid var(--line);padding:84px 0 76px}
.hero::before{display:none}
.hero h1{color:var(--navy)}
.hero h1 .line2{color:var(--ink)}
.hero .rotator{color:var(--navy);border-bottom:2px solid #9FB4CC}
.hero p.lead{color:var(--muted)}
.hero .eyebrow{color:#5B7083!important}
.hero .meta{color:var(--muted)}
.hero .meta strong{color:var(--ink)}
.hero-panel{background:#fff;border:1px solid var(--line);border-top:3px solid var(--navy);box-shadow:0 10px 30px rgba(31,41,51,.06);border-radius:6px}
.hero-panel h3{color:var(--ink)}
.due-mini .when.hot{color:#B45309}
.btn.gold,.btn.primary{background:var(--navy);color:#fff;border-color:var(--navy)}
.btn.gold:hover,.btn.primary:hover{background:var(--navy-2)}
.btn.ghost{border-color:var(--navy);color:var(--navy)}
.btn.ghost:hover{background:var(--blue-soft)}
.btn.solid{background:var(--navy)}
.btn.outline{border-color:var(--navy);color:var(--navy)}
/* Inner page headers */
.pagehead{background:var(--bg-alt);border-bottom:1px solid var(--line);padding:52px 0 40px}
.pagehead::before{display:none}
.pagehead h1{color:var(--ink)}
.pagehead p{color:var(--muted)}
.crumbs,.crumbs a{color:var(--muted)}
.crumbs a{color:#24507F}
/* Surfaces */
section.alt{background:var(--bg-alt)}
.stats{border-bottom:1px solid var(--line)}
.stat .num{color:var(--navy)}
.icon{background:var(--blue-soft);color:var(--navy)}
.card.hover:hover .icon{background:var(--navy)}
.tool-tile{border-left-color:var(--navy)}
.tool-tile:hover{border-left-color:#5B83B0}
.tool-tile .k{color:var(--navy)}
.verdict{background:var(--blue-soft);color:var(--ink);border-left:4px solid var(--navy)}
.verdict .k{color:var(--muted)}
.verdict .v{color:var(--ink)}
.verdict .v b{color:var(--navy)}
.regime.best{border-color:var(--navy);box-shadow:0 0 0 3px var(--blue-soft)}
.regime .tag2{background:var(--navy)}
.bar i{background:var(--navy)}
.sf-arrow{color:#5B83B0}
.breakdown tr.least td{background:var(--blue-soft)}
.chip.on{background:var(--navy);border-color:var(--navy)}
.summary-box{background:var(--blue-soft);border-left-color:var(--navy)}
.article th{background:var(--blue-soft);color:var(--ink)}
.progress{background:var(--navy)}
.totop{background:var(--navy)}
.calc-bar{background:var(--navy)}
.calc-bar b{color:#fff;text-decoration:underline}
.avatar{background:var(--navy)}
.tablist button[aria-selected="true"] .icon{background:var(--navy)}
.faq summary{color:var(--ink)}
.faq summary::after{color:var(--navy)}
.cat.it{color:var(--navy)}
/* Footer: charcoal */
footer.site{background:var(--charcoal);color:#B8C0C9}
footer.site a{color:#E5E9ED}
.gate .agree{background:var(--navy)}
/* Staff link in footer */
.staff-link{opacity:.75;font-size:.82rem}
/* Staff attendance */
.att-grid{display:grid;grid-template-columns:1fr 1fr;gap:26px;align-items:start}
.att-card{padding:28px}
.att-time{text-align:center;background:var(--bg-alt);border:1px solid var(--line);border-radius:6px;padding:18px;margin-bottom:22px}
.att-time #att-clock{font-family:var(--serif);font-size:2.6rem;color:var(--navy);font-weight:600;line-height:1.1;font-variant-numeric:tabular-nums}
.att-time #att-date{color:var(--ink);margin-top:4px}
.att-time span{font-size:.75rem;color:var(--muted);letter-spacing:.08em;text-transform:uppercase}
input.pin{width:100%;padding:11px 13px;border:1px solid var(--line);border-radius:4px;font:inherit;background:#fff}
.att-actions{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.att-actions .btn{padding:15px;font-size:1.05rem;cursor:pointer}
.att-msg{min-height:1.4em;margin:14px 0 6px;font-size:.93rem}
.att-msg.ok{color:#166534}.att-msg.err{color:#9b1c1c}
.linkbtn{background:none;border:0;padding:0;color:#24507F;font:inherit;font-size:.9rem;cursor:pointer;text-decoration:underline}
.att-log ul{list-style:none;padding:0;margin:8px 0 0}
.att-log li{display:flex;gap:12px;align-items:center;padding:8px 0;border-bottom:1px solid var(--line);font-variant-numeric:tabular-nums}
.att-log h3{font-size:1rem;margin-top:16px}
.att-log .k{font-size:.72rem;font-weight:700;text-transform:uppercase;padding:2px 8px;border-radius:3px}
.att-log .k.in{background:#DCFCE7;color:#166534}.att-log .k.out{background:#FEE2E2;color:#9B1C1C}
.admin-box{margin-top:22px}
.admin-box summary{cursor:pointer;font-weight:600;color:var(--ink)}
.admin-box h3{font-size:1rem;margin-bottom:8px}
.acts button,.pin-inline button{font:inherit;font-size:.8rem;border:1px solid var(--line);background:#fff;border-radius:4px;padding:4px 8px;margin:2px 4px 2px 0;cursor:pointer}
.pin-inline input{width:90px;padding:4px 6px;border:1px solid var(--line);border-radius:4px;font:inherit;font-size:.82rem}
.scroll-x{overflow-x:auto}
@media (max-width:900px){.att-grid{grid-template-columns:1fr}}
/* Attendance v2 */
.att-login{max-width:440px;margin:0 auto}
.att-login h2{font-size:1.4rem;margin:18px 0 14px}
.att-time.small{padding:12px;margin-bottom:6px}
.att-time.small .js-clock{font-family:var(--serif);font-size:1.8rem;color:var(--navy);font-weight:600;font-variant-numeric:tabular-nums}
.att-time .js-clock{font-family:var(--serif);font-size:2.6rem;color:var(--navy);font-weight:600;line-height:1.1;font-variant-numeric:tabular-nums}
.att-time .js-date{color:var(--ink);margin-top:4px}
.att-top{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap;margin-bottom:12px}
.att-top h2,.att-top h3{margin:0}
.att-top h2{font-size:1.4rem}
.att-status{display:flex;align-items:center;gap:8px;margin:0 0 14px}
.dot{width:10px;height:10px;border-radius:50%;background:#CBD2D9;display:inline-block}
.dot.in{background:#16A34A}.dot.out{background:#9B1C1C}
.att-actions .btn:disabled{opacity:.45;cursor:not-allowed}
.adm-grid{display:grid;grid-template-columns:1.3fr 1fr;gap:22px;align-items:start}
.notice{background:#FFF8E6;border:1px solid #F3D58A;color:#6B4E00;border-radius:6px;padding:14px 18px;margin-bottom:22px;font-size:.94rem}
@media (max-width:900px){.adm-grid{grid-template-columns:1fr}}
[hidden]{display:none!important}

/* ================= Round 6: navy blue and gold ================= */
:root{
  --navy:#0B2545; --navy-2:#13315C; --blue:#13315C; --blue-soft:#EEF2F8;
  --gold:#C9A227; --gold-2:#E2C46A; --gold-dark:#8C6D12; --gold-soft:#FBF5E3;
  --ink:#1E2A38; --muted:#5A6573; --line:#E2E6EC; --bg-alt:#F6F7FA;
}
a{color:var(--navy-2)}
h1,h2,h3,h4{color:var(--navy)}
.eyebrow{color:var(--gold-dark)}
/* Top bar + header */
.topbar{background:var(--navy);color:#C9D3E0;border-bottom:0}
.topbar a{color:var(--gold-2)}
header.site{border-bottom:1px solid var(--line)}
.brand{color:var(--navy)}
.brand .sub{color:var(--gold-dark)}
nav.main a.active{background:transparent;color:var(--navy);box-shadow:inset 0 -2px 0 var(--gold);border-radius:0}
nav.main a:hover{background:var(--bg-alt)}
/* Hero: navy with gold */
.hero{background:linear-gradient(180deg,var(--navy) 0%,#0F2D52 100%);color:#DDE5EF;border-bottom:4px solid var(--gold);padding:92px 0 84px}
.hero::before{display:block;content:"";position:absolute;inset:0;pointer-events:none;background:repeating-linear-gradient(90deg,rgba(255,255,255,.03) 0 1px,transparent 1px 120px)}
.hero h1{color:#fff}
.hero h1 .line2{color:#DDE5EF}
.hero .rotator{color:var(--gold-2);border-bottom:2px solid rgba(201,162,39,.55)}
.hero p.lead{color:#C3CFDD}
.hero .eyebrow{color:var(--gold-2)!important}
.hero .meta{color:#AEBCCD}
.hero .meta strong{color:#fff}
.hero .btn.gold{background:var(--gold);color:var(--navy);border-color:var(--gold)}
.hero .btn.gold:hover{background:var(--gold-2)}
.hero .btn.ghost{border-color:rgba(226,196,106,.7);color:#fff}
.hero .btn.ghost:hover{background:rgba(255,255,255,.06)}
.hero-panel{background:#fff;border:0;border-top:4px solid var(--gold);box-shadow:0 18px 44px rgba(0,0,0,.28)}
.hero-panel h3{color:var(--navy)}
.pulse{background:var(--gold)}
/* Buttons elsewhere: navy, with gold hover edge */
.btn.solid,.btn.primary,.btn.gold{background:var(--navy);color:#fff;border-color:var(--navy)}
.btn.solid:hover,.btn.primary:hover,.btn.gold:hover{background:var(--navy-2);box-shadow:inset 0 -3px 0 var(--gold)}
.btn.outline{border-color:var(--navy);color:var(--navy)}
.btn.outline:hover{background:var(--gold-soft);border-color:var(--gold-dark)}
/* Inner page headers */
.pagehead{background:var(--navy);border-bottom:4px solid var(--gold);padding:56px 0 46px}
.pagehead::before{display:block;content:"";position:absolute;inset:0;pointer-events:none;background:repeating-linear-gradient(90deg,rgba(255,255,255,.03) 0 1px,transparent 1px 120px)}
.pagehead h1{color:#fff}
.pagehead p{color:#C3CFDD}
.crumbs,.crumbs a{color:var(--gold-2)}
/* Surfaces and accents */
section.alt{background:var(--bg-alt)}
.stats{border-bottom:1px solid var(--line);background:#fff}
.stat .num{color:var(--navy)}
.stat .lbl{color:var(--gold-dark);text-transform:uppercase;letter-spacing:.08em;font-size:.74rem}
.icon{background:var(--gold-soft);color:var(--gold-dark)}
.card.hover:hover{border-color:var(--gold)}
.card.hover:hover .icon{background:var(--navy);color:var(--gold-2)}
.card .go,.tool-tile .go{color:var(--gold-dark)}
.tool-tile{border-left:4px solid var(--gold)}
.tool-tile:hover{border-left-color:var(--navy)}
.tool-tile .k{color:var(--navy)}
.facts th{background:var(--bg-alt)}
.verdict{background:var(--navy);color:#fff;border-left:4px solid var(--gold)}
.verdict .k{color:var(--gold-2)}
.verdict .v{color:#fff}
.verdict .v b{color:var(--gold-2)}
.regime.best{border-color:var(--gold);box-shadow:0 0 0 3px var(--gold-soft)}
.regime .tag2{background:var(--gold);color:var(--navy)}
.bar i{background:var(--navy)}
.regime.old .bar i{background:var(--gold)}
.sf-arrow{color:var(--gold)}
.breakdown tr.least td{background:var(--gold-soft)}
.chip.on{background:var(--navy);border-color:var(--navy)}
.tablist button[aria-selected="true"]{border-color:var(--gold)}
.tablist button[aria-selected="true"] .icon{background:var(--navy);color:var(--gold-2)}
.checklist li::before{background-color:var(--gold-soft)}
.faq details[open]{border-color:var(--gold)}
.faq summary::after{color:var(--gold-dark)}
.summary-box{background:var(--gold-soft);border-left-color:var(--gold)}
.article th{background:var(--navy);color:#fff}
.article-card .tag,.upcoming li .tag{color:var(--gold-dark)}
a.article-card:hover{border-color:var(--gold)}
.due .date{background:var(--navy);color:#fff}
.due .date .m{color:var(--gold-2)}
.avatar{background:var(--navy);color:var(--gold-2);box-shadow:inset 0 0 0 3px var(--gold)}
.progress{background:var(--gold)}
.totop{background:var(--navy);box-shadow:0 0 0 2px var(--gold),0 8px 22px rgba(11,37,69,.3)}
.calc-bar{background:var(--navy);border-top:3px solid var(--gold)}
.calc-bar b{color:var(--gold-2);text-decoration:none}
.toolnav a:hover{color:var(--gold-dark)}
.att-time{border-top:3px solid var(--gold)}
.att-time .js-clock{color:var(--navy)}
/* Footer: navy with gold headings */
footer.site{background:var(--navy);color:#AEBCCD;border-top:4px solid var(--gold)}
footer.site h4{color:var(--gold-2)}
footer.site a{color:#E5EAF1}
footer.site a:hover{color:var(--gold-2)}
.gate .box{border-top:5px solid var(--gold)}
.gate .agree{background:var(--navy)}
/* EMI / SIP */
.tool-grid{grid-template-columns:repeat(4,1fr)}
.split{height:12px;border-radius:99px;background:var(--gold);overflow:hidden;margin:16px 0 6px}
.split i{display:block;height:100%;background:var(--navy);transition:width .5s ease}
.tax-box{background:var(--gold-soft);border-left:4px solid var(--gold);border-radius:4px;padding:14px 16px;font-size:.92rem;line-height:1.6}
.tax-box b{color:var(--navy)}
.sched{margin-top:14px;border:1px solid var(--line);border-radius:6px;padding:0 14px}
.sched summary{cursor:pointer;padding:12px 0;font-weight:600;color:var(--navy)}
.sched .breakdown{margin-top:0}
.sched tbody{max-height:none}
@media (max-width:1100px){.tool-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:760px){.tool-grid{grid-template-columns:1fr}}
.tool-grid{grid-template-columns:repeat(3,1fr)} @media (max-width:900px){.tool-grid{grid-template-columns:repeat(2,1fr)}} @media (max-width:760px){.tool-grid{grid-template-columns:1fr}}
/* TDS finder */
.tds-list{max-height:430px;overflow:auto;border-top:1px solid var(--line)}
.tds-row{display:grid;grid-template-columns:1fr 54px;gap:4px 12px;width:100%;text-align:left;background:none;border:0;border-bottom:1px solid var(--line);padding:11px 6px;cursor:pointer;font:inherit;color:var(--ink)}
.tds-row:hover{background:var(--bg-alt)}
.tds-row.on{background:var(--gold-soft);box-shadow:inset 3px 0 0 var(--gold)}
.tds-p{font-weight:600;font-size:.93rem}
.tds-p small{display:block;font-weight:400;color:var(--muted);font-size:.78rem;margin-top:2px}
.tds-r{font-family:var(--serif);font-size:1.25rem;color:var(--navy);font-weight:600;text-align:right;grid-row:span 2;align-self:center}
.tds-t{font-size:.82rem;color:var(--gold-dark)}
#gratuity .calc{align-items:stretch}
/* Useful links */
.pgroups{display:grid;grid-template-columns:repeat(2,1fr);gap:26px;align-items:start}
.pgroup{background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:6px;padding:20px 22px}
.pgroup h2{font-size:1.2rem;margin-bottom:10px}
.plink{display:block;padding:12px 0;border-bottom:1px solid var(--line);color:inherit}
.plink:last-child{border-bottom:0}
.plink:hover{text-decoration:none}
.plink:hover .pn{color:var(--gold-dark)}
.pn{display:block;font-weight:600;color:var(--navy)}
.pn .ext{color:var(--gold-dark);font-size:.85em}
.pd{display:block;font-size:.9rem;color:var(--muted);margin-top:2px}
.pu{display:block;font-size:.78rem;color:var(--gold-dark);margin-top:3px}
.portals-strip{padding:46px 0;border-top:1px solid var(--line)}
.chips-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}
.pchip{border:1px solid var(--line);background:#fff;border-radius:4px;padding:9px 14px;font-weight:500;font-size:.92rem;color:var(--navy)}
.pchip:hover{border-color:var(--gold);background:var(--gold-soft);text-decoration:none}
@media (max-width:900px){.pgroups{grid-template-columns:1fr}}